And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.
Verse 280 of Surah Al-Baqarah (2:280), a Medinan surah, is in juz 3, on page 47 of the mushaf. Read it in Arabic with its transliteration, translations and tafsir, and listen to it recited by 69 reciters.
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Tafsir of verse 280
Al-Mukhtasar
If the person from whom you demand your debt is in hard times and is unable to repay the debt, then refrain from asking until he is able to obtain money and then pay the debt. And to give charity to him by not demanding the debt or giving up a part of it is better for you, if you knew its worth in the sight of Allah.
If the debtor is in hardship, give him respite until it is easy for him to pay back. But if you waive it as charity171, that is better for you, if only you knew.
Notes
[171] Allah’s Messenger (ﷺ) said: "A man used to give loans to the people, and used to say to his servant, ‘If the debtor is poor, forgive him, so that Allah may forgive us.’ When he met Allah (after his death), Allah forgave him." [Sahih al-Bukhāri: 687]
And if the debtor is in a hard time (has no money), then grant him time till it is easy for him to repay, but if you remit it by way of charity, that is better for you if you did but know.77
Notes
[77] (V.2:280) Narrated Abu Hurairah رضي الله عنه: Allâh’s Messenger صلى الله عليه وسلم said; "A man used to give loans to the people, and used to say to his servant, ‘If the debtor is poor, forgive him, so that Allâh may forgive us.’ So when he met Allâh (after his death), Allâh forgave him." (Sahih Al-Bukhâri, Vol. 4, Hadîth No.687).
And if the debtor is in straitened circumstances, then (let there be) postponement to (the time of) ease; and that ye remit the debt as almsgiving would be better for you if ye did but know.
If the debtor is in a difficulty, grant him time Till it is easy for him to repay. But if ye remit it by way of charity, that is best for you if ye only knew.
And if (the debtor) is in straitness, then let there be postponement until (he is in) ease; and that you remit (it) as alms is better for you, if you knew.
And in case any person is under difficulty, then he should (be granted) a respite to (the time of) ease; and that you donate (alms) is more charitable (i.e. more beneficial) for you, in case you know.
أُنْزِلَتِ الآيَاتُ مِنْ آخِرِ سُورَةِ الْبَقَرَةِ قَامَ رَسُولُ اللَّهِ صلى الله عليه وسلم فَقَرَأَهُنَّ عَلَيْنَا، ثُمَّ حَرَّمَ التِّجَارَةَ فِي الْخَمْرِ.
[Fasting for] a limited number of days. So whoever among you is ill or on a journey [during them] - then an equal number of other days [are to be made up]. And upon those who are able [to fast, but with hardship] - a ransom [as substitute] of feeding a poor person [each day]. And whoever volunteers good [i.e., excess] - it is better for him. But to fast is best for you, if you only knew.
[It is that] you believe in Allāh and His Messenger and strive in the cause of Allāh with your wealth and your lives. That is best for you, if you only knew.
O you who have believed, when [the adhān] is called for the prayer on the day of Jumuʿah [Friday], then proceed to the remembrance of Allāh and leave trade. That is better for you, if you only knew.
