walā yaḥsabanna alladhīna yabkhalūna bimā ātāhumu l-lahu min faḍlihi huwa khayran lahum bal huwa sharrun lahum sayuṭawwaqūna mā bakhilū bihi yawma l-qiyāmati walillahi mīrāthu l-samāwāti wal-arḍi wal-lahu bimā taʿmalūna khabīrun
Translation
And let not those who [greedily] withhold what Allāh has given them of His bounty ever think that it is better for them. Rather, it is worse for them. Their necks will be encircled by what they withheld on the Day of Resurrection. And to Allāh belongs the heritage of the heavens and the earth. And Allāh, of what you do, is [fully] Aware.
Verse 180 of Surah Ali ’Imran (3:180), a Medinan surah, is in juz 4, on page 73 of the mushaf. Read it in Arabic with its transliteration, translations and tafsir, and listen to it recited by 71 reciters.
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Tafsir of verse 180
Al-Mukhtasar
Those who are not generous with the blessings Allah has given them out of His kindness, not fulfilling Allah’s right with it, should not think that this is good for them. Rather, it is bad for them, because whatever they are miserly with will be hung around their necks on the Day of Judgement as a punishment. To Allah alone belongs all that is in the heavens and the earth. He is the Living after all His creation has passed away. Allah is well aware of the good and evil that you do, and will reward you accordingly.
Those who greedily withhold what Allah has given them of His grace, should not think that it is good for them, rather it is bad for them; their necks will be chained88 by what they greedily withheld on the Day of Resurrection. To Allah belongs the inheritance of the heavens and earth, and Allah is All-Aware of what you do.
Notes
[88] Abu Hurayrah (رضي الله عنه) reported that Allah’s Messenger (ﷺ) said: "Anyone whom Allah has given wealth but he does not pay its Zakāt; then, on the Day of Resurrection, his wealth will be presented to him in the shape of a bald-headed poisonous male snake with two poisonous glands in its mouth and it will encircle itself round his neck and bite him over his cheeks and say, ‘I am your wealth; I am your treasure.’" Then the Prophet (ﷺ) recited this divine verse. [Fath al-Bāri 4/11-13, Sahih al-Bukhāri: 88].
And let not those who covetously withhold of that which Allâh has bestowed on them of His Bounty (Wealth) think that it is good for them (and so they do not pay the obligatory Zakât ). Nay, it will be worse for them; the things which they covetously withheld shall be tied to their necks like a collar on the Day of Resurrection34. And to Allâh belongs the heritage of the heavens and the earth; and Allâh is Well-Acquainted with all that you do.
Notes
[34] (V.3:180) "Let not those who covetously withhold of that which Allâh has bestowed upon them of His Bounty ... shall be tied to their necks like a collar."
Narrated Abu Hurairah رضي الله عنه: Allâh’s Messenger (صلى الله عليه وسلم) said, "Anyone whom Allâh has given wealth but he does not pay its Zakât; then, on the Day of Resurrection, his wealth will be presented to him in the shape of a bald-headed poisonous male snake with two poisonous glands* in its mouth and it will encircle itself round his neck and bite him over his cheeks and say, ‘I am your wealth; I am your treasure.’" Then the Prophet صلى الله عليه وسلم recited this Divine Verse: "And let not those who covetously withhold of that which Allâh has bestowed upon them of His Bounty." (V.3:180).
* Fath Al-Bâri, Vol.4, Pages No.11-13 (Sahih Al-Bukhâri, Vol.6, Hadîth No.88).
And let not those who hoard up that which Allah hath bestowed upon them of His bounty think that it is better for them. Nay, it is worse for them. That which they hoard will be their collar on the Day of Resurrection. Allah's is the heritage of the heavens and the earth, and Allah is Informed of what ye do.
And let not those who covetously withhold of the gifts which Allah Hath given them of His Grace, think that it is good for them: Nay, it will be the worse for them: soon shall the things which they covetously withheld be tied to their necks Like a twisted collar, on the Day of Judgment. To Allah belongs the heritage of the heavens and the earth; and Allah is well-acquainted with all that ye do.
And let not those deem, who are niggardly in giving away that which Allah has granted them out of His grace, that it is good for them; nay, it is worse for them; they shall have that whereof they were niggardly made to cleave to their necks on the resurrection day; and Allah's is the heritage of the heavens and the earth; and Allah is aware of what you do.
And definitely let not the ones who are miserly with what Allah has brought them of His Grace reckon that it is charitable for them. No indeed, it is an evil (thing) for them. They will have wrapped (about their necks) whatever they were miserly with, on the Day of the Resurrection, and to Allah is the inheritance of the heavens and the earth; and Allah is Ever-Cognizant of whatever you do.
Rejoicing in what Allāh has bestowed upon them of His bounty, and they receive good tidings about those [to be martyred] after them who have not yet joined them - that there will be no fear concerning them, nor will they grieve.
Who are stingy and enjoin upon [other] people stinginess and conceal what Allāh has given them of His bounty - and We have prepared for the disbelievers a humiliating punishment -
Or do they envy people for what Allāh has given them of His bounty? But We had already given the family of Abraham the Scripture and wisdom and conferred upon them a great kingdom.
If you disclose your charitable expenditures, they are good; but if you conceal them and give them to the poor, it is better for you, and He will remove from you some of your misdeeds [thereby]. And Allāh, of what you do, is [fully] Aware.
And those who pronounce ẓihār from their wives and then [wish to] go back on what they said - then [there must be] the freeing of a slave before they touch one another. That is what you are admonished thereby; and Allāh is Aware of what you do.