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Sahih MuslimThe Book of Musaqah

There was a man who used to give loans to people. He would say to his servant: ‘When you come to an insolvent person, overlook his debt; perhaps Allah would overlook our sins.’

Chapter: The virute of giving more time to one who is suffering difficulty, and letting those go who are suffering difficulty and those who are well off

Authentic hadith of Sahih Muslim Muttafaq ‘alayh (Bukhari and Muslim) Sahih Muslim 1562a

Narrator:Abu Hurayrah

حَدَّثَنَا مَنْصُورُ بْنُ أَبِي مُزَاحِمٍ، وَمُحَمَّدُ بْنُ جَعْفَرِ بْنِ زِيَادٍ، - قَالَ مَنْصُورٌ حَدَّثَنَا إِبْرَاهِيمُ بْنُ سَعْدٍ، عَنِ الزُّهْرِيِّ، وَقَالَ ابْنُ جَعْفَرٍ، أَخْبَرَنَا إِبْرَاهِيمُ، وَهُوَ ابْنُ سَعْدٍ عَنِ ابْنِ، شِهَابٍ عَنِ عُبَيْدِ اللَّهِ بْنِ عَبْدِ اللَّهِ بْنِ عُتْبَةَ، عَنْ أَبِي هُرَيْرَةَ، أَنَّ رَسُولَ اللَّهِ صلى الله عليه وسلم قَالَ ‏"‏

كَانَ رَجُلٌ يُدَايِنُ النَّاسَ فَكَانَ يَقُولُ لِفَتَاهُ إِذَا أَتَيْتَ مُعْسِرًا فَتَجَاوَزْ عَنْهُ لَعَلَّ اللَّهَ يَتَجَاوَزُ عَنَّا ‏.‏ فَلَقِيَ اللَّهَ فَتَجَاوَزَ عَنْهُ ‏"

Abu Hurayrah (may Allah be pleased with him) reported: The Messenger of Allah (may Allah's peace and blessings be upon him) said:

"There was a man who used to give loans to people. He would say to his servant: ‘When you come to an insolvent person, overlook his debt; perhaps Allah would overlook our sins.’ So, the man met Allah (after death), and He overlooked his sins."

Reported by Muslim (No. 1562a), Al-Bukhari (No. 3480), An-Nasa’i (No. 4695) and Ahmad (No. 7263, 8037, 8113).

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Explanation

The Prophet (may Allah's peace and blessings be upon him) talks about a man who used to give loans to people or sell to them with deferred payment. He used to say to his servant who would collect debts from the people: When you go to a debtor and find him unable to repay the debt, "overlook his debt", either by giving him respite or not pressing him to pay, or by accepting the little he offers, though it falls below the due amount. He did that in the hope that Allah would pardon and forgive him. When he died, Allah forgave him and overlooked his sins.

Lessons

  • Dealing with people in a benevolent and forgiving manner and overlooking the debts of those who are insolvent is one of the greatest means of salvation on the Day of Judgment.
  • Benevolence towards people, sincerity toward Allah, and hoping for His mercy are the means for the forgiveness of sins.

Explanation in Arabic

يُخبِرُ النبيُّ صلى الله عليه وسلم عن رجُلٍ كان يتعامل مع الناس بالقَرْض، أو يَبِيعُهم بالآجِل، وكان يقول لغلامه الذي يَتَقاضى الدُّيون التي عند الناس:

إذا أتيتَ مَدِيْنًا ولم يكن عنده ما يقضي به الدَّين الذي عليه لعجزه "فَتَجَاوَزْ عنه"؛ إما بإمهالِه وعدم الإلحاح في المطالبة، أو بقبول ما عنده ولو مع ما فيه مِن نَقْص، وذلك رَغْبةٌ منه وطَمَعٌ في أنْ يتجاوزَ اللهُ عنه ويعفوَ عنه.

فلما ماتَ عفا اللهُ عنه وتجاوزَ عن سيئاتِه.

  • الإحسان في معاملة الناس والعفو عنهم والتجاوز عن معسرهم من أعظم أسباب نجاة العبد يوم القيامة.
  • الإحسان إلى الخلق والإخلاص لله والرجاء في رحمته من أسباب مغفرة الذنوب.

Scholars’ grades

ScholarGradeApplies toWork
Muslimd. 261 AH Authenticصحيح The hadith صحيح مسلم No. 1562
Grades of other versions (4)
  • AuthenticAl-Albani صحيح — صحيح الجامع (4454)
  • Authentic chainShu'ayb al-Arna'ut إسناده صحيح على شرط الشيخين — تخريج المسند لشعيب (8467)
  • Authentic chainShu'ayb al-Arna'ut إسناده صحيح — تخريج المسند لشعيب (7579)
  • AuthenticAl-Bukhari صحيح — صحيح البخاري (3480)

Other versions

Authentic Muttafaq ‘alayh (Bukhari and Muslim) Sahih al-Bukhari 3480

Allah's Messenger (ﷺ) said, "A man used to give loans to the people and used to say to his servant, 'If the debtor is poor, forgive him, so that Allah may forgive us.' So when he met Allah (after his death), Allah forgave him."

إِذَا أَتَيْتَ مُعْسِرًا فَتَجَاوَزْ عَنْهُ، لَعَلَّ اللَّهُ أَنْ يَتَجَاوَزَ عَنَّا‏.‏ قَالَ فَلَقِيَ اللَّهَ فَتَجَاوَزَ عَنْهُ ‏"

Narrated by Abu Hurayrah

Authentic Muttafaq ‘alayh (Bukhari and Muslim) Sunan an-Nasa'i 4695

The prophet said: "A man used to lend to people, but if he realized that someone was going through hardship, he would say to his slave: 'Let him off, perhaps Allah, the Most High, will let us off.' And when he met Allah, He let him off."

"‏ كَانَ رَجُلٌ يُدَايِنُ النَّاسَ وَكَانَ إِذَا رَأَى إِعْسَارَ الْمُعْسِرِ قَالَ لِفَتَاهُ تَجَاوَزْ عَنْهُ لَعَلَّ اللَّهَ تَعَالَى يَتَجَاوَزُ عَنَّا ‏.‏ فَلَقِيَ اللَّهَ فَتَجَاوَزَ عَنْهُ ‏"

Narrated by Abu Hurayrah

Not graded Muttafaq ‘alayh (Bukhari and Muslim) Musnad Ahmad 7263

حَدَّثَنَا أَبُو كَامِلٍ حَدَّثَنَا إِبْرَاهِيمُ بْنُ سَعْدٍ حَدَّثَنَا ابْنُ شِهَابٍ عَنْ عُبَيْدِ اللَّهِ بْنِ عَبْدِ اللَّهِ عَنْ أَبِي هُرَيْرَةَ أَنَّ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قَالَ كَانَ…

Narrated by Abu Hurayrah Arabic only

Not graded Muttafaq ‘alayh (Bukhari and Muslim) Musnad Ahmad 8037

حَدَّثَنَا أَبُو عَبْدِ الرَّحْمَنِ شَاذَانُ حَدَّثَنَا إِبْرَاهِيمُ بْنُ سَعْدٍ عَنِ ابْنِ شِهَابٍ عَنْ عُبَيْدِ اللَّهِ بْنِ عَبْدِ اللَّهِ عَنْ أَبِي هُرَيْرَةَ عَنْ النَّبِيِّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قَالَ…

Narrated by Abu Hurayrah Arabic only

Not graded Muttafaq ‘alayh (Bukhari and Muslim) Musnad Ahmad 8113

حَدَّثَنَا يَعْقُوبُ حَدَّثَنَا أَبِي عَنْ صَالِحٍ عَنِ ابْنِ شِهَابٍ عَنْ عُبَيْدِ اللَّهِ بْنِ عَبْدِ اللَّهِ عَنْ أَبِي هُرَيْرَةَ عَنْ رَسُولِ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قَالَ كَانَ رَجُلٌ يُدَايِنُ…

Narrated by Abu Hurayrah Arabic only

Not graded Muttafaq ‘alayh (Bukhari and Muslim) Riyad as-Salihin 1370

The Messenger of Allah (ﷺ) said, "There was a person who used to loan money to the people and he used to say to his servant: 'When an insolvent person comes to you, show him leniency so that Allah may forbear our faults.' So when he met Allah (i.e., when he died), Allah forgave him." [Al-Bukhari…

"‏كان رجل يداين الناس، وكان يقول لفتاه‏:‏ إذا أتيت معسرا فتجاوز عنه، لعل الله أن يتجاوز عنا فلقي الله فتجاوز عنه‏"

Narrated by Abu Hurayrah

See all 7 versions
Authentic Muttafaq ‘alayh (Bukhari and Muslim) Mishkat al-Masabih 2901

Abu Huraira said that the Prophet told of a man who used to make loans and say to his servant, “When you come to one who is in straitened circumstances forgive him, for perhaps God may forgive us.” He said that when he met God He forgave him. (Bukhari and Muslim.)

" كَانَ رجل يدائن النَّاسَ فَكَانَ يَقُولُ لِفَتَاهُ: إِذَا أَتَيْتَ مُعْسِرًا تجَاوز عَنهُ لَعَلَّ الله أَن يَتَجَاوَزُ عَنَّا قَالَ: فَلَقِيَ اللَّهَ فَتَجَاوَزَ عَنْهُ "

Narrated by Abu Hurayrah

Also reported by… (6)
  • السنن الكبرى للنسائي (6075)رَجُلٌ يُدَايِنُ النَّاسَ ، وَكَانَ إِذَا رَأَى إِعْسَارَ الْمُعْسِرِ ، قَالَ لِفَتَاهُ : تَجَاوَزْ عَنْهُ ؛ لَعَلَّ اللَّهَ تَعَالَى يَتَجَاوَزُ عَنَّا ، فَلَقِيَ اللَّهَ ، فَتَجَاوَزَ عَنْهُ
  • تاريخ بغداد للخطيب البغدادي (1830)كَانَ رَجُلٌ يُدَايِنُ النَّاسَ ، فَإِذَا أُعْسِرَ الْمُعْسِرُ قَالَ لِفَتَاهُ : تَجَاوَزْ عَنْهُ لَعَلَّ اللَّهُ أَنْ يَتَجَاوَزَ عَنَّا ، فَلَقِيَ اللَّهَ ، فَتَجَاوَزَ عَنْهُ
  • شرح السنة (2141)كَانَ رَجُلٌ يُدَايِنُ النَّاسَ ، فَكَانَ يَقُولُ لِفَتَاهُ : إِذَا جِئْتَ مُعْسِرًا ، فَتَجَاوَزْ عَنْهُ ، لَعَلَّ اللَّهَ أَنْ يَتَجَاوَزَ عَنَّا ، قَالَ : فَلَقِيَ اللَّهَ فَتَجَاوَزَ عَنْهُ
  • صحيح ابن حبان (5154)كَانَ رَجُلٌ يُدَايِنُ النَّاسَ ، فَإِذَا أَعْسَرَ الْمُعْسِرُ ، قَالَ لِفَتَاهُ : تَجَاوَزْ عَنْهُ ، لَعَلَّ اللَّهَ يَتَجَاوَزُ عَنَّا ، فَلَقِيَ اللَّهَ فَتَجَاوَزَ عَنْهُ
  • مستخرج أبي عوانة (4180)كَانَ رَجُلٌ يُدَايِنُ النَّاسَ ، فَكَانَ يَقُولُ لِفَتَاهُ : إِذَا أَتَيْتَ مُعْسِرًا ، فَتَجَاوَزْ عَنْهُ ، لَعَلَّ اللَّهَ أَنْ يَتَجَاوَزَ عَنَّا قَالَ : فَلَقِيَ اللَّهَ ، فَتَجَاوَزَ عَنْهُ
  • مسند الشاميين للطبراني (1742)كَانَ رَجُلٌ يُدَايِنُ النَّاسَ ، فَإِذَا رَأَى إِعْسَارَ الْمُعْسِرِ ، قَالَ لِفَتَاهُ : تَجَاوَزْ عَنْهُ لَعَلَّ اللَّهَ يَتَجَاوَزُ عَنَّا ، فَلَقِيَ اللَّهَ فَتَجَاوَزَ عَنْهُ

On the same subject

Not graded Hadith qudsi Riyad as-Salihin 1371

The Messenger of Allah (ﷺ) said, "A person from amongst the people who lived before you was called to account by Allah on the Day of Resurrection. No good deeds were found in his credit except that he being a rich man had (financial) dealings with people and had commanded his servants to show…

وعن أبي مسعود البدري رضي الله عنه قال‏:‏ قال رسول الله صلى الله عليه وسلم ‏:‏ ‏"‏حوسب رجل ممن كان قبلكم فلم يوجد له من الخير شيء إلا أنه كان يخالط الناس، وكان موسرًا وكان يأمر غلمانه أن يتجاوزوا عن المعسر قال الله عز…

Narrated by Abu Mas‘ūd al-Badrī + 5 other versions

Authentic Sahih Muslim 1560d

I am more entitled to that (action) than you. Pardon My slave

Hudhayfah (may Allah be pleased with him) reported that the Prophet (may Allah's peace and blessings be upon him) said: "A slave of Allah whom Allah granted wealth will be brought before Him, and He will ask him: 'What did you do in the worldly life?' (Hudhayfah said: {And they will be able to hide…

أُتِيَ اللَّهُ بِعَبْدٍ مِنْ عِبَادِهِ آتَاهُ اللَّهُ مَالاً فَقَالَ لَهُ مَاذَا عَمِلْتَ فِي الدُّنْيَا - قَالَ وَلاَ يَكْتُمُونَ اللَّهَ حَدِيثًا - قَالَ يَا رَبِّ آتَيْتَنِي مَالَكَ فَكُنْتُ أُبَايِعُ النَّاسَ…

Narrated by Abu Mas‘ūd al-Badrī Explained

Authentic Muttafaq ‘alayh (Bukhari and Muslim) Sahih al-Bukhari 2077

The Prophet (ﷺ) said, "Before your time the angels received the soul of a man and asked him, 'Did you do any good deeds (in your life)?' He replied, 'I used to order my employees to grant time to the rich person to pay his debts at his convenience.' So Allah said to the angels; "Excuse him." Rabi…

تَلَقَّتِ الْمَلاَئِكَةُ رُوحَ رَجُلٍ مِمَّنْ كَانَ قَبْلَكُمْ قَالُوا أَعَمِلْتَ مِنَ الْخَيْرِ شَيْئًا قَالَ كُنْتُ آمُرُ فِتْيَانِي أَنْ يُنْظِرُوا وَيَتَجَاوَزُوا عَنِ الْمُوسِرِ قَالَ قَالَ فَتَجَاوَزُوا عَنْهُ

Narrated by Hudhayfah + 2 other versions

Authentic Sahih al-Bukhari 2078

The Prophet (ﷺ) said, "There was a merchant who used to lend the people, and whenever his debtor was in straitened circumstances, he would say to his employees, 'Forgive him so that Allah may forgive us.' So, Allah forgave him."

تَاجِرٌ يُدَايِنُ النَّاسَ، فَإِذَا رَأَى مُعْسِرًا قَالَ لِفِتْيَانِهِ تَجَاوَزُوا عَنْهُ، لَعَلَّ اللَّهَ أَنْ يَتَجَاوَزَ عَنَّا، فَتَجَاوَزَ اللَّهُ عَنْهُ ‏"

Narrated by Abu Hurayrah

Authentic Sahih al-Bukhari 2391

I heard the Prophet (ﷺ) saying, "Once a man died and was asked, 'What did you use to say (or do) (in your life time)?' He replied, 'I was a businessman and used to give time to the rich to repay his debt and (used to) deduct part of the debt of the poor.' So he was forgiven (his sins.)" Abu Mas`ud…

مَاتَ رَجُلٌ، فَقِيلَ لَهُ قَالَ كُنْتُ أُبَايِعُ النَّاسَ، فَأَتَجَوَّزُ عَنِ الْمُوسِرِ، وَأُخَفِّفُ عَنِ الْمُعْسِرِ، فَغُفِرَ لَهُ ‏"

Narrated by Hudhayfah

Authentic Sahih Muslim 1560b

A person met his Lord (after death) and He said: What (good) did you do? He said: I did no good except this that I was a rich man, and I demanded from the people (the repayment of debt that I advanced to them). I, however, accepted that which the solvent gave and remitted (the debt) of the…

رَجُلٌ لَقِيَ رَبَّهُ فَقَالَ مَا عَمِلْتَ قَالَ مَا عَمِلْتُ مِنَ الْخَيْرِ إِلاَّ أَنِّي كُنْتُ رَجُلاً ذَا مَالٍ فَكُنْتُ أُطَالِبُ بِهِ النَّاسَ فَكُنْتُ أَقْبَلُ الْمَيْسُورَ وَأَتَجَاوَزُ عَنِ الْمَعْسُورِ ‏.‏…

Narrated by Abu Mas‘ūd al-Badrī

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