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Sahih al-BukhariBook 43

Loans, Payment of Loans, Freezing of Property, Bankruptcy

كتاب فى الاستقراض

24 hadith in this book; 24 translated into English.

Chapter 1Chapter: Whoever buys a thing on credit

Authentic Muttafaq ‘alayh (Bukhari and Muslim) No. 2385

While I was in the company of the Prophet (ﷺ) in one of his Ghazawat, he asked, "What is wrong with your camel? Will you sell it?" I replied in the affirmative and sold it to him. When he reached Medina, I took the camel to him in the morning and he paid me its price.

كَيْفَ تَرَى بَعِيرَكَ أَتَبِيعُنِيهِ ‏"‏‏.‏ قُلْتُ نَعَمْ‏.‏ فَبِعْتُهُ إِيَّاهُ، فَلَمَّا قَدِمَ الْمَدِينَةَ غَدَوْتُ إِلَيْهِ بِالْبَعِيرِ، فَأَعْطَانِي ثَمَنَهُ‏.‏

Narrated by Jābir ibn ‘Abdullāh + 3 other versions

Chapter 2Chapter: Borrowing money from people

Authentic No. 2387

The Prophet (ﷺ) said, "Whoever takes the money of the people with the intention of repaying it, Allah will repay it on his behalf, and whoever takes it in order to spoil it, then Allah will spoil him."

مَنْ أَخَذَ أَمْوَالَ النَّاسِ يُرِيدُ أَدَاءَهَا أَدَّى اللَّهُ عَنْهُ، وَمَنْ أَخَذَ يُرِيدُ إِتْلاَفَهَا أَتْلَفَهُ اللَّهُ ‏"

Narrated by Abu Hurayrah + 5 other versions

Chapter 3Chapter: Repayment of debts

Chapter introduction

And the Statement of Allāh تعالى: "Verily! Allāh commands that you should render back the trusts to those, to whom they are due; and that when you judge between men, you judge with justice. Verily, how excellent is the teaching which He (Allāh) gives you! Truly, Allāh is Ever All-Hearer, All-Seer." (V.4:58)

Authentic Muttafaq ‘alayh (Bukhari and Muslim) No. 2388

Once, while I was in the company of the Prophet, he saw the mountain of Uhud and said, "I would not like to have this mountain turned into gold for me unless nothing of it, not even a single Dinar remains of it with me for more than three days (i.e. I will spend all of it in Allah's Cause), except…

إِنَّ الأَكْثَرِينَ هُمُ الأَقَلُّونَ، إِلاَّ مَنْ قَالَ بِالْمَالِ هَكَذَا وَهَكَذَا ‏"‏‏.‏ وَأَشَارَ أَبُو شِهَابٍ بَيْنَ يَدَيْهِ وَعَنْ يَمِينِهِ وَعَنْ شِمَالِهِ ـ وَقَلِيلٌ مَا هُمْ ـ وَقَالَ مَكَانَكَ‏.‏…

Narrated by Abu Dharr + 19 other versions

Authentic No. 2389

Allah's Messenger (ﷺ) said, "If I had gold equal to the mountain of Uhud, it would not please me that it should remain with me for more than three days, except an amount which I would keep for repaying debts."

لَوْ كَانَ لِي مِثْلُ أُحُدٍ ذَهَبًا، مَا يَسُرُّنِي أَنْ لاَ يَمُرَّ عَلَىَّ ثَلاَثٌ وَعِنْدِي مِنْهُ شَىْءٌ، إِلاَّ شَىْءٌ أُرْصِدُهُ لِدَيْنٍ ‏"

+ 3 other versions

Chapter 4Chapter: To buy camels on credit

Authentic Muttafaq ‘alayh (Bukhari and Muslim) No. 2390

A man demanded his debts from Allah's Messenger (ﷺ) in such a rude manner that the companions of the Prophet intended to harm him, but the Prophet (ﷺ) said, "Leave him, no doubt, for he (the creditor) has the right to demand it (harshly). Buy a camel and give it to him." They said, "The camel that…

اشْتَرُوهُ فَأَعْطُوهُ إِيَّاهُ، فَإِنَّ خَيْرَكُمْ أَحْسَنُكُمْ قَضَاءً ‏"

Narrated by Abu Hurayrah + 10 other versions

Chapter 5Chapter: Demanding debts handsomely

Authentic No. 2391

I heard the Prophet (ﷺ) saying, "Once a man died and was asked, 'What did you use to say (or do) (in your life time)?' He replied, 'I was a businessman and used to give time to the rich to repay his debt and (used to) deduct part of the debt of the poor.' So he was forgiven (his sins.)" Abu Mas`ud…

مَاتَ رَجُلٌ، فَقِيلَ لَهُ قَالَ كُنْتُ أُبَايِعُ النَّاسَ، فَأَتَجَوَّزُ عَنِ الْمُوسِرِ، وَأُخَفِّفُ عَنِ الْمُعْسِرِ، فَغُفِرَ لَهُ ‏"

Narrated by Hudhayfah

Chapter 6Chapter: Can one give an older (camel) than that he owes?

Chapter 7Chapter: Repaying debts handsomely

Chapter 8Chapter: If somebody repays less than what he owes

Authentic No. 2395

My father was martyred on the day (of the battle) of Uhud, and he was in debt. His creditors demanded their rights persistently. I went to the Prophet (and informed him about it). He told them to take the fruits of my garden and exempt my father from the debts but they refused to do so. So, the…

أَنَّ أَبَاهُ قُتِلَ يَوْمَ أُحُدٍ شَهِيدًا، وَعَلَيْهِ دَيْنٌ فَاشْتَدَّ الْغُرَمَاءُ فِي حُقُوقِهِمْ، فَأَتَيْتُ النَّبِيَّ صلى الله عليه وسلم فَسَأَلَهُمْ أَنْ يَقْبَلُوا تَمْرَ حَائِطِي وَيُحَلِّلُوا أَبِي…

Narrated by Jābir ibn ‘Abdullāh + 1 other version

Chapter 9Chapter: To settle one's accounts by repaying

Authentic No. 2396

When my father died he owed a Jew thirty Awsuq (of dates). I requested him to give me respite for repaying but he refused. I requested Allah's Messenger (ﷺ) to intercede with the Jew. Allah's Messenger (ﷺ) went to the Jew and asked him to accept the fruits of my trees in place of the debt but the…

أَنَّ أَبَاهُ تُوُفِّيَ، وَتَرَكَ عَلَيْهِ ثَلاَثِينَ وَسْقًا لِرَجُلٍ مِنَ الْيَهُودِ، فَاسْتَنْظَرَهُ جَابِرٌ، فَأَبَى أَنْ يُنْظِرَهُ، فَكَلَّمَ جَابِرٌ رَسُولَ اللَّهِ صلى الله عليه وسلم لِيَشْفَعَ لَهُ إِلَيْهِ…

Narrated by Jābir ibn ‘Abdullāh + 2 other versions

Chapter 10Chapter: To seek refuge with Allah from being in debt

Authentic Muttafaq ‘alayh (Bukhari and Muslim) No. 2397

Allah's Messenger (ﷺ) used to invoke Allah in the prayer saying, "O Allah, I seek refuge with you from all sins, and from being in debt." Someone said, O Allah's Messenger (ﷺ)! (I see you) very often you seek refuge with Allah from being in debt. He replied, "If a person is in debt, he tells lies…

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْمَأْثَمِ وَالْمَغْرَمِ ‏"‏‏.‏ فَقَالَ لَهُ قَائِلٌ مَا أَكْثَرَ مَا تَسْتَعِيذُ يَا رَسُولَ اللَّهِ مِنَ الْمَغْرَمِ قَالَ ‏"‏ إِنَّ الرَّجُلَ إِذَا غَرِمَ حَدَّثَ فَكَذَبَ…

Narrated by Ā’ishah + 9 other versions

Chapter 11Chapter: The funeral Salat (prayer) for a dead person in debt

Authentic No. 2399

The Prophet (ﷺ) said, "I am closer to the believers than their selves in this world and in the Hereafter, and if you like, you can read Allah's Statement: "The Prophet (ﷺ) is closer to the believers than their own selves." (33.6) So, if a true believer dies and leaves behind some property, it will…

مَا مِنْ مُؤْمِنٍ إِلاَّ وَأَنَا أَوْلَى بِهِ فِي الدُّنْيَا وَالآخِرَةِ اقْرَءُوا إِنْ شِئْتُمْ ‏‏{‏النَّبِيُّ أَوْلَى بِالْمُؤْمِنِينَ مِنْ أَنْفُسِهِمْ‏}‏ فَأَيُّمَا مُؤْمِنٍ مَاتَ وَتَرَكَ مَالاً فَلْيَرِثْهُ…

Narrated by Abu Hurayrah + 2 other versions

Chapter 12Chapter: Procrastination (delay) in repaying debts by a wealthy person is injustice

Chapter 13Chapter: The owner of the right has the permission to demand his right

Chapter introduction

The Prophet ﷺ said, "The delay in the payment of debt by one who can afford to pay, justifies his defamation and torture by the lender." Defamation means that the lender tells him in public that he has delayed the payment. Torture means legal imprisonment.

Chapter 14Chapter: If somebody lends something and the possessor gets bankrupt

Chapter introduction

Al-Hasan said, "If somebody becomes bankrupt and he is judged to be so, he is not permitted to free his slave or sell or buy things."

Sa‘id bin Al-Musayyab said, "'Uthman gave a verdict that if a creditor took something from the debtor before the latter was declared bankrupt, it would belong to him (i.e., the other creditors would have no right to take it), and if the creditor recognized his things, he had more right to restore them (than any other creditor)."

Authentic Muttafaq ‘alayh (Bukhari and Muslim) No. 2402

Whoever finds his property intact with a bankrupt person, he has more right to take it than anyone else

Abu Hurayrah (may Allah be pleased with him) reported that the Prophet (may Allah's peace and blessings be upon him) said: "Whoever finds his property intact with a bankrupt person, he has more right to take it than anyone else."

مَنْ أَدْرَكَ مَالَهُ بِعَيْنِهِ عِنْدَ رَجُلٍ أَوْ إِنْسَانٍ قَدْ أَفْلَسَ، فَهْوَ أَحَقُّ بِهِ مِنْ غَيْرِهِ ‏"

Narrated by Abu Hurayrah + 21 other versions Explained

Chapter 16Chapter: The property of a bankrupt

Authentic No. 2403

A man pledged that his slave would be manumitted after his death. The Prophet (ﷺ) asked, "Who will buy the slave from me?" Nu'aim bin `Abdullah bought the slave and the Prophet (ﷺ) took its price and gave it to the owner.

أَعْتَقَ رَجُلٌ غُلاَمًا لَهُ عَنْ دُبُرٍ فَقَالَ النَّبِيُّ صلى الله عليه وسلم ‏"‏ مَنْ يَشْتَرِيهِ مِنِّي ‏"‏‏.‏ فَاشْتَرَاهُ نُعَيْمُ بْنُ عَبْدِ اللَّهِ، فَأَخَذَ ثَمَنَهُ، فَدَفَعَهُ إِلَيْهِ‏.‏

Narrated by Jābir ibn ‘Abdullāh + 1 other version

Chapter 17Chapter: To lend money or sell on credit for a fixed time

Chapter introduction

Ibn Umar said concerning loans for a fixed time, "There is no objection to it, even if the debtor gives more than he owes if the creditor has not stipulated it."

Ata and Amr bin Dinar said, "The lender has no right to demand his money before the due time of payment."

Not graded No. 2404

Allah's Messenger (ﷺ) mentioned an Israeli man who asked another Israeli to lend him money, and the latter gave it to him for a fixed period. (Abu Hurairah mentioned the rest of narration) [See chapter: Kafala in loans and debts. Hadith 2291]

وَقَالَ اللَّيْثُ حَدَّثَنِي جَعْفَرُ بْنُ رَبِيعَةَ، عَنْ عَبْدِ الرَّحْمَنِ بْنِ هُرْمُزَ، عَنْ أَبِي هُرَيْرَةَ ـ رضى الله عنه ـ عَنْ رَسُولِ اللَّهِ صلى الله عليه وسلم أَنَّهُ ذَكَرَ رَجُلاً مِنْ بَنِي إِسْرَائِيلَ…

Narrated by Abu Hurayrah + 5 other versions

Chapter 18Chapter: Intercession for the reduction of debts

Authentic No. 2405

When `Abdullah (my father) died, he left behind children and debts. I asked the lenders to put down some of his debt, but they refused, so I went to the Prophet (ﷺ) to intercede with them, yet they refused. The Prophet (ﷺ) said (to me), "Classify your dates into their different kinds: 'Adha bin…

أُصِيبَ عَبْدُ اللَّهِ وَتَرَكَ عِيَالاً وَدَيْنًا، فَطَلَبْتُ إِلَى أَصْحَابِ الدَّيْنِ أَنْ يَضَعُوا بَعْضًا مِنْ دَيْنِهِ فَأَبَوْا، فَأَتَيْتُ النَّبِيَّ صلى الله عليه وسلم فَاسْتَشْفَعْتُ بِهِ عَلَيْهِمْ فَأَبَوْا…

Narrated by Jābir ibn ‘Abdullāh

Chapter 19Chapter: Wasting money

Chapter introduction

And the Statement of Allah:

"... And Allah likes not mischief..." (V.2:205).

"... Verily Allah does not set right the work of Al-Mufsidun (the evil-doers, corrupters)..." (V.10:81)

And the Statement of Allah:

"Does your Salat (prayer) command that we give up what our fathers used to worship, or that we give up doing what we like with our property?..." (V.11:87)

Allah also said:

"And give not unto the foolish your property..." (V.4:5)

And to keep away from all these (things), and (also) what is forbidden as regards deceit.

Authentic Muttafaq ‘alayh (Bukhari and Muslim) No. 2408

The Prophet (ﷺ) said, "Allah has forbidden for you, (1) to be undutiful to your mothers, (2) to bury your daughters alive, (3) to not to pay the rights of the others (e.g. charity, etc.) and (4) to beg of men (begging). And Allah has hated for you (1) vain, useless talk, or that you talk too much…

إِنَّ اللَّهَ حَرَّمَ عَلَيْكُمْ عُقُوقَ الأُمَّهَاتِ، وَوَأْدَ الْبَنَاتِ، وَمَنَعَ وَهَاتِ، وَكَرِهَ لَكُمْ قِيلَ وَقَالَ، وَكَثْرَةَ السُّؤَالِ، وَإِضَاعَةَ الْمَالِ ‏"

Narrated by Al-Mughīrah ibn Shu‘bah + 10 other versions

Chapter 20Chapter: A slave is a guardian of the property of his master

Authentic Muttafaq ‘alayh (Bukhari and Muslim) No. 2409

I heard Allah's Messenger (ﷺ) saying, "Everyone of you is a guardian, and responsible for what is in his custody. The ruler is a guardian of his subjects and responsible for them; a husband is a guardian of his family and is responsible for it; a lady is a guardian of her husband's house and is…

كُلُّكُمْ رَاعٍ وَمَسْئُولٌ عَنْ رَعِيَّتِهِ، فَالإِمَامُ رَاعٍ، وَهْوَ مَسْئُولٌ عَنْ رَعِيَّتِهِ، وَالرَّجُلُ فِي أَهْلِهِ رَاعٍ، وَهْوَ مَسْئُولٌ عَنْ رَعِيَّتِهِ، وَالْمَرْأَةُ فِي بَيْتِ زَوْجِهَا رَاعِيَةٌ وَهْىَ…

Narrated by Abdullāh ibn ‘Umar + 20 other versions

Sunday, October 11, 2026 30 ربيع الآخر 1448 هـ